Terms of Use

Effective Date: September 18, 2026
Last Updated: September 18, 2026

Welcome to the website of KP Wealth Advisors (“KP Wealth,” “we,” “us,” or “our”). These Terms of Use govern your access to and use of kpwealthadvisors.com, including the information, content, features, forms, links, and other services made available through the website.

By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.

1. Informational Purposes Only

The information provided on this website is for general informational and educational purposes only.

Nothing on this website is intended to constitute individualized:

  • Investment advice
  • Financial advice
  • Tax advice
  • Legal advice
  • Accounting advice
  • Insurance advice
  • Retirement advice
  • A recommendation to buy, sell, or hold any particular security or investment

Financial strategies and investment decisions should be based on your individual circumstances, objectives, financial condition, risk tolerance, tax situation, and other relevant factors.

You should consult appropriate financial, tax, legal, accounting, or other professional advisors before making decisions based on information presented on this website.

2. No Advisor-Client Relationship Created by Website Use

Accessing this website, reading its content, subscribing to communications, submitting a contact form, or contacting KP Wealth Advisors does not by itself create an investment advisory, brokerage, financial planning, fiduciary, or other professional relationship.

A client relationship is established only through appropriate agreements and account documentation executed by the applicable parties.

Information you submit through a general website form should not be considered confidential financial instructions and should not be used to communicate time-sensitive investment directions or transaction requests.

3. Investment and Financial Information

Investing involves risk, including the possible loss of principal.

Past performance does not guarantee future results. No investment strategy, financial plan, asset allocation, or financial product can guarantee a profit or protect against loss in all circumstances.

Any examples, illustrations, projections, hypothetical scenarios, or discussions of financial strategies appearing on the website are provided for educational purposes and may not reflect actual client results.

Market conditions, tax laws, regulations, investment products, and economic circumstances can change over time. Information that was accurate when published may later become outdated.

4. Securities and Advisory Services

Certain securities and advisory services associated with KP Wealth Advisors may be offered through LPL Financial LLC (“LPL Financial”), a registered investment adviser and broker-dealer, Member FINRA/SIPC, as disclosed on this website and in applicable client documentation.

Financial products and services may be subject to separate agreements, disclosures, account documents, privacy notices, and terms provided by LPL Financial or other financial institutions.

If there is a conflict between these website Terms of Use and the terms governing a specific financial account, product, or service, the applicable account or service agreement will control with respect to that financial service.

5. Tax and Legal Information

KP Wealth Advisors may discuss financial planning strategies that involve tax, estate, business succession, retirement, or related considerations.

Unless specifically stated otherwise, KP Wealth Advisors does not provide legal or tax advice through this website.

Tax laws and regulations are complex and may change. You should consult your attorney, CPA, tax professional, or other qualified professional regarding your individual circumstances.

6. Website Content

The website may include articles, commentary, financial education materials, market information, calculators, illustrations, videos, newsletters, or other content.

We make reasonable efforts to provide useful and accurate information, but we do not guarantee that website content is:

  • Complete
  • Current
  • Accurate in every circumstance
  • Suitable for your individual financial situation
  • Free from errors or omissions

We may modify, update, remove, or discontinue website content at any time without notice.

7. No Guarantee of Results

Any statements regarding financial planning, wealth management, retirement planning, investment strategies, tax efficiency, estate planning, or other financial outcomes are intended to describe goals or strategies and should not be interpreted as guarantees.

Individual results vary based on numerous factors, including market conditions, investment selections, expenses, taxes, personal circumstances, and changes in financial goals.

8. Website Forms and Electronic Communications

Our website may allow you to:

  • Submit a contact request
  • Subscribe to a newsletter
  • Request a consultation
  • Schedule an appointment
  • Communicate with KP Wealth Advisors

You agree that the information you submit will be accurate and that you will not use website forms for unlawful, fraudulent, abusive, or misleading purposes.

General website forms and ordinary email should not be used to send:

  • Social Security numbers
  • Account numbers
  • Passwords
  • Login credentials
  • Full financial statements
  • Trading instructions
  • Instructions to transfer funds
  • Other highly sensitive financial information

Existing clients should use approved secure communication methods when transmitting sensitive information.

9. No Transaction Instructions Through the Website

You should not use this website, contact forms, email, voicemail, social media, or other unapproved electronic communications to place trades, request investment transactions, authorize transfers, change account instructions, or provide other time-sensitive financial directions.

Any transaction or account instruction must be submitted through an approved method and confirmed as received when required.

10. Client Portals and Third-Party Financial Platforms

The website may contain links to client portals, account access platforms, document-sharing systems, or other services operated by LPL Financial or other third parties.

Your use of those services is governed by the applicable provider’s own terms, privacy policies, security policies, and account agreements.

KP Wealth Advisors is not responsible for the availability, security, functionality, or content of third-party platforms except as required by applicable law.

11. Third-Party Websites and Links

The website may contain links to websites operated by third parties.

These links are provided for convenience and informational purposes. A link does not necessarily constitute an endorsement, recommendation, sponsorship, or approval of the third party or its products, services, opinions, or content.

We do not control third-party websites and are not responsible for their:

  • Content
  • Privacy practices
  • Security practices
  • Products or services
  • Availability
  • Accuracy

You access third-party websites at your own discretion.

12. Website Analytics and Visitor Technologies

We may use analytics, cookies, pixels, visitor identification technologies, and similar services to understand website usage, improve the website, measure marketing effectiveness, and communicate with individuals who may be interested in our services.

Our collection and use of personal information through these technologies is described in our Privacy Policy.

By using this website, you acknowledge that website activity may be processed as described in the Privacy Policy and subject to applicable privacy choices and consent requirements.

13. Intellectual Property

Unless otherwise stated, the website and its content, including text, graphics, logos, photographs, videos, layouts, designs, and other materials, are owned by or licensed to KP Wealth Advisors or their respective owners and are protected by applicable intellectual property laws.

You may view, download, or print reasonable portions of the website for your personal, noncommercial use.

You may not, without prior written permission:

  • Republish substantial portions of the website
  • Copy or reproduce website content for commercial use
  • Modify or create derivative works from website content
  • Sell or license website content
  • Remove copyright, trademark, or attribution notices
  • Use KP Wealth Advisors’ name, trademarks, or branding in a manner that suggests an unauthorized affiliation or endorsement

Third-party names, logos, and trademarks remain the property of their respective owners.

14. Prohibited Uses

You may not use the website in a manner that:

  • Violates applicable law
  • Attempts to gain unauthorized access to systems or accounts
  • Interferes with website operation
  • Introduces malware, viruses, or harmful code
  • Attempts to bypass website security
  • Scrapes or collects personal information in violation of applicable law
  • Impersonates another person or organization
  • Submits fraudulent or misleading information
  • Uses automated systems in a manner that places an unreasonable burden on the website
  • Infringes intellectual property or other rights

We reserve the right to restrict or terminate access to the website if we reasonably believe these terms have been violated.

15. Website Availability and Security

We work to maintain a reliable and secure website, but we do not guarantee that the website will always be available, uninterrupted, error-free, or free from viruses or other harmful components.

The website may periodically be unavailable due to:

  • Maintenance
  • Technical problems
  • Hosting disruptions
  • Security incidents
  • Third-party service interruptions
  • Events outside our reasonable control

16. Disclaimer of Warranties

To the fullest extent permitted by applicable law, the website and its content are provided on an “as is” and “as available” basis.

KP Wealth Advisors makes no warranties, express or implied, regarding the website or its content, including warranties regarding accuracy, completeness, reliability, availability, merchantability, fitness for a particular purpose, or non-infringement.

Nothing in this section limits any duty or obligation that cannot legally be waived.

17. Limitation of Liability

To the fullest extent permitted by applicable law, KP Wealth Advisors and its owners, employees, representatives, affiliates, and service providers will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of, or inability to use, this website.

This includes losses arising from reliance on general website information, interruption of website services, third-party websites, or unauthorized access to information, except where liability cannot legally be limited.

These limitations apply only to the extent permitted by applicable law and do not limit obligations imposed by federal or state securities laws or other laws that cannot be waived.

18. Privacy

Your use of the website is also subject to the KP Wealth Advisors Privacy Policy, which describes how personal information may be collected, used, disclosed, and protected.

The Privacy Policy is incorporated into these Terms of Use by reference.

19. Regulatory Disclosures

KP Wealth Advisors and its associated financial professionals may be subject to federal and state securities laws, FINRA rules, LPL Financial policies, licensing requirements, and other regulatory obligations.

Nothing in these Terms of Use is intended to waive, modify, or limit any right or obligation that cannot lawfully be waived.

Additional regulatory disclosures may be provided elsewhere on this website or through LPL Financial.

20. Changes to These Terms

We may update these Terms of Use periodically to reflect changes to the website, our services, technology, legal requirements, or business practices.

When changes are made, we will update the “Last Updated” date at the top of this page.

Your continued use of the website after updated terms are posted constitutes acceptance of the revised terms to the extent permitted by applicable law.

21. Severability

If any provision of these Terms of Use is found to be invalid, unlawful, or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

22. Entire Agreement

These Terms of Use and the Privacy Policy constitute the agreement governing your use of this public website.

They do not replace any investment advisory agreement, brokerage agreement, account agreement, financial planning agreement, privacy notice, or other agreement governing financial services provided to you.

23. Contact Us

Questions regarding these Terms of Use may be directed to:

KP Wealth Advisors

Email: hello@kpwealthadvisors.com
Phone: 760-205-3669

Website: kpwealthadvisors.com